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Obviously, I am writing this review because Team LoanKorner delivered on their promise to fund my loan and finally take me out of the cycle of the higher cost loan products that had plagued me and my business. Bharat Shukla and his staff were diligent in keeping me apprised of the status of my request, throughout the underwriting and approval process, and they provided me honest, direct feedback, every step of the way.
Thanks again!
Recently I had a emergency and needed to get help quick for my Home Loan Balance Transfer. I went to their website which was clear and informative, filled out the quick and easy application and their representative were courteous, quick, and very helpful.
Thank you Team LoanKorner for being there.
Thank You Mr. Bharat Shukla for the splendid effort put in by you and your team in getting my home loan through. It was not an easy transaction but still you and your team made it quite easy and simple for us and also helped us achieve it in quick time. I must say that you and your entire team have been super responsive and always available, including weekends. In fact the transaction was closed late on a Saturday evening. Thanks a lot to all of you!!
Really appreciate all the effort.
Very user-friendly service and quick response time. LoanKorner team on the phone stayed with me until my application was complete. This expedited the process and gave me confidence. He was well equipped to answer my questions. Also, my loan was paid out within a week. That was fabulous.
Again, a hassle-free experience!
Thanks Team LoanKorner!!!
I have approached LoanKorner.com for my home loan, car loan and personal loan need. My experience for all three requirement has been brilliant. Since all three departments are separate I did not hope that there would be any connection to make documentation easy but to my surprise all there staff is very well trained and they have proper knowledge about the product and work. My entire process was done in 1 week and I got funds for my respective need.
Excellent services and prompt action.
Keep up the good work Team LoanKorner
| Criteria | Salaried | Self Employed |
| Who is Eligible | People in permanent service in public or private sector. | Self-employed Business – men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers |
| Loan Amount | Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. | Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. |
| Borrower Age at Time of Sanction | Between 21 and 60 (or age of requirement, if lower) | Between 21 and 65 |
| Borrower Age at Time of Maturity | Upto 60 (or age of requirement, if lower) | Upto 65 |
| CIBIL Score, Credit History | Typically, a clean CIBIL record with a score above 700 is desirable | Typically, a clean CIBIL record with a score above 700 is desirable |
| Minimum Income | Some banks specify minimum income to be eligible for loans | Some banks specify minimum income to be eligible for loans |
| Employment Track Record | Typical requirement of at least 2 years in permanent employment and at least 1 year in current organization, but this varies on a case to case and bank to bank basis. | At least 2 years in the same profession with ITR filed |
| Balance Transfer | Minimum 12-18 months’ track record of regular repayment of existing loan | Minimum 12-18 months’ track record of regular repayment of existing loan |
| For salaried individuals | For self-employed individuals |
| Identity, residence and age proof– voter id, Pan card, Adhar card, passport etc. that is acceptable to the bank. | |
| Last 6 months’ bank statements | Education qualification certificate |
| Last 3 months’ salary slips | Last 6 months’ bank statements |
| Form 16 or Income Tax returns | Last 3 months’ salary slips |
| Form 16 or Income Tax returns with computation of income | |
| Proof of continuity/existence of business, for self-employed non-professionals | |
| Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account | |
| Bank | Interest Rate | Processing Fee | Loan Amount | Tenure | Apply |
|---|---|---|---|---|---|
 |
8.35% | 11500 | 100 Crores | 5-30 Years | Apply Now |
 |
8.35% | 5000/- | 50 Crores | 5 – 30 Years | Apply Now |
 |
9.10% | 0.50% | 15 Crores | 5 – 30 Years | Apply Now |
 |
8.35% | 11500/- | 100 Crores | 5 – 25 Years | Apply Now |
 |
8.60% | 0% | 15 Crores | 5 – 25 Years | Apply Now |
 |
8.60% | 0.25% | 50 Crores | 5 – 15 Years | Apply Now |
 |
10.00% | 0.75% | 35 Crores | 5 – 20 Years | Apply Now |
 |
8.90% | 1000/- | 35 Crores | 5 – 25 Years | Apply Now |
 |
10.50% | 0.25% | 15 Crores | 5 – 25 Years | Apply Now |
 |
8.60% | 5700/- | 15 Crores | 5 – 25 Years | Apply Now |
 |
9.45% | 0.20% | 15 Crores | 5 – 15 Years | Apply Now |
 |
8.50% | 11500 | 50 Crores | 5 – 30 Years | Apply Now |
